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About

Founded in 2024 by James Clubb, an insurance professional with over a decade of experience in the London Insurance Market, our consultancy specialises in tailored insurance coverage solutions for complex risks. We provide expert guidance on everything from property damage and business interruption insurance to third-party liability and cyber risks. 


Leveraging our extensive background working with multi-national clients including many Fortune Global 500 corporations, our mission is to simplify the insurance process and deliver comprehensive, innovative coverage solutions that align with each client’s unique needs.  


With experience spanning from wording drafting to policy stress testing to new product development, we are committed to helping businesses navigate the intricate world of specialty insurance coverage with clarity and confidence. 


Whether you need help designing new coverage or fine-tuning existing policies, we are here to ensure your business is protected for the long term. 

JAMES CLUBB

Coverage Consultant

James Clubb is an insurance professional with over a decade of expertise in the London Insurance Market. Over the course of his career, James has held key roles, most recently serving as Head of Wordings for Marsh’s Energy and Power Practice in London. In this role, he led a skilled team of wordings specialists and collaborated with some of the world’s largest multinational clients in the energy and power sectors.


James’ comprehensive expertise spans a diverse range of insurance classes, including property damage, business interruption, third-party liability, operator’s extra expenses, and cyber risks. He has built a solid reputation for developing precise policy wordings, conducting rigorous stress testing, and negotiating effectively with underwriters to secure optimal coverage for his clients.


In addition to technical excellence, James has worked with both private-sector clients and government departments to create risk transfer solutions and innovative insurance products that support the energy transition. His client-facing roles, such as serving as a Client Executive, have further honed his ability to work directly with risk managers, designing bespoke solutions for complex business challenges.


James’ insurance journey began in 2012 at JLT Specialty, where he gained hands-on experience across various technical teams. His career has taken him across the globe, deepening his understanding of international specialty insurance markets.


Driven by a commitment to client success and personalised service, James founded CoverageClubb in 2024. His new venture reflects his dedication to delivering tailored insurance solutions with a distinctive personal touch.

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